The core banking platformyour community deserves.
Horizone unifies accounts, loans, mobile money, susu, agents and compliance into one secure cloud — so you can serve more customers with fewer systems and zero spreadsheets.
Transaction volume
Last 12 weeksRecent activity
- liveLoan approvedKumasi branch · ₵12,500
- liveMobile depositMTN MoMo · ₵850
- liveSusu collectionAgent #214 · ₵4,200
- liveKYC verifiedNew customer · Tema
Trusted by community banks across the region
From onboarding to oversight — one connected workflow.
Horizone replaces the patchwork of spreadsheets, USSD logs and disconnected apps with a single system your whole team actually enjoys using.
Onboard customers in minutes
Capture KYC with Ghana Card, take a selfie and open an account from a branch, mobile banker or self-service portal — all offline-tolerant.
Move money everywhere
Accept deposits via cash, MTN/Vodafone MoMo, card, bank transfer and agent collection. Disburse loans straight to a customer wallet.
See the full picture
Live dashboards for branches, loan officers and the executive team. Automated reports for Bank of Ghana and your auditors.
A complete toolkit for modern community banking.
Turn on only what you need. Every module is built to work together, with shared customers, ledgers and permissions.
Core banking
Accounts, ledgers, journals, chart of accounts and a full double-entry engine.
Loans & credit
Origination, scoring, disbursement, repayments, collateral and collections.
Mobile money
MTN, Vodafone & AirtelTigo MoMo, bill payments, QR and wallet transfers.
Susu & deposits
Group savings, daily collection rounds and field agent reconciliation.
Branches & staff
Tellers, mobile bankers, branch managers, attendance and payroll in one place.
Compliance & AML
KYC, sanctions screening, audit logs and Bank of Ghana-ready reporting.
Cards & ATM
Issue virtual & physical cards, manage ATM cash and reconcile in real time.
AI assistant
Ask questions, draft reports and spot anomalies — your copilot for the bank.
Built for the standards your regulator expects — and the speed your customers demand.
Horizone is engineered with the same controls used by Tier-1 banks, packaged for institutions that need to move fast without compromising on safety.
Bank-grade security
Row-level data isolation, encrypted at rest and in transit, with role-based access for every action.
Multi-branch by default
Each branch sees its own customers and transactions. HQ sees consolidated everything.
Works where you do
Cloud-hosted with offline tolerance for field agents in low-connectivity areas.
Fast to deploy
Pilot in a branch within a week — no servers, no infrastructure, no IT department required.
Ready to run your bank like it's 2026?
Spin up a workspace in minutes. Invite your team, configure your branches, and serve your first customer today.